Real Estate Financing and Mortgage Loans

Real Estate Financing and Mortgage Loans

Service Overview

First Residential Mortgage Co., owned and managed by licensed Real Estate Broker and Mortgage Loan Originator Harry A. Salas, specializes in all facets of real estate finance. The service focuses on serving self-employed clients for residential properties and offers a straightforward, bottom-line approach to assess your unique financial situation and objectives.

Credentials & Experience

Harry A. Salas is a licensed Real Estate Broker and Mortgage Loan Originator with veteran experience in the mortgage sector, launching his career in February of 1991.

Services Offered

• Pre-approval letters generated promptly
• Cash-out refinancing for debt consolidation
• Cash-out refinancing for home renovation projects
• Conventional loans through FNMA and FHLMC
• FHA loans with a 3.500% minimum down payment
• USDA Rural Housing programs featuring zero down payment
• VA loans offering zero down payment and zero closing costs
• Down payment assistance and 100% financing options
• Loan programs accessible with credit scores as low as 580
• Financing for non-owner occupied, investment, and commercial properties
• Financing for mobile and manufactured homes
• Private and hard money lending solutions
• Secure data handling to protect client privacy and confidentiality
• Provision of real estate broker and NMLS license copies upon request

Contact Information

Call or text: 916-362-1500
Hours of Operation: 7:00 AM to 7:00 PM, Seven Days a Week
Licenses: California BRE License: 01091823 / NMLS ID: 236371 / 1789111