Private Money Real Estate Loans, No Appraisal or Credit, Local, Best Rates (South Bay)

Private Real Estate Lender - Equity-Based Loans

A straightforward, community-focused real estate lender operating on an equity-based model, providing a simplified alternative to traditional hard money lending.

Credentials & Experience

We are a licensed, local, and dependable resource with 15 years of experience providing direct loans in this community. Our approval decisions are grounded in the equity of the property, not the borrower's credit history.

• License #60 DBO 71862
• Trusted choice for most loan officers, investors, and flippers across California.
• Broker partnerships are welcome and safeguarded.

Our Distinguishing Features

• We are not concerned with poor credit history, low credit scores, bankruptcies, or foreclosures.
• An appraisal is not a requirement for our loans.
• We do not request documentation of your income.
• Our lending process is swift and efficient.
• There are never any fees required upfront and no hidden or excessive fees.
• You may repay your loan early without any penalty.

Services Offered

We provide financing for a variety of properties including:

• Non-owner occupied residences
• Rental units
• Fix-and-flip projects
• Multi-family dwellings
• Commercial real estate
• Land

We offer first, second, and third lien positions with loan terms ranging from six months to three years.

Contact Information

Do you need access to funds quickly? We can provide approval over the phone and disburse funds within a matter of days.

Please feel free to call, email, or visit our website for more information.

Call or text: 916-628-7692

Visit: wtrloanfund.com

Sincerely,
Adam
Private Money Lending